If you're like me (do as I say not as I do), you did not follow through on your good intentions a year ago. Even though the recommendation following the Equifax breach was to "freeze your credit" to be safe, only 17% of the nation's citizens did that.
But, as of last Friday, freezing your credit at all three major credit reporting companies - Equifax, Experian and TransUnion - is free! (Procrastination pays off in this case). The process has not been shortened, but you can't beat "free." Credit freezes restrict access to your credit file and make it more difficult for identity thieves to open new accounts in your name.
Want more information and the "how-to's"? Here are two great links:
1) From the government website: https://www.consumer.ftc.gov/blog/2018/09/free-credit-freezes-are-here
2) For the "how-to's" and links: https://www.usatoday.com/story/money/2018/09/21/equifax-free-credit-freeze-new-law/1377815002/
Just set aside one hour and DO IT!
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