Keep these tips in mind as you begin your online browsing and shopping this season:
1. Before entering your credit card number or any personal identifying information in a website, always make sure it is a secure site. Look for either a closed padlock or the https:// in the web address (examples below):
2. If you receive an email offer that looks too good to be true, then it probably is spam or phish (an email asking you click on a link then verify your credit card and account numbers...fraudulently). If in doubt, don't click on the link in the email, but enter the web address of the online store in your browser to check out any special offers.
3. Stick with trusted brands and stores. That is the best way to ensure you receive what you are paying for. You may want to look at the Return Policy before purchasing, too, so there are no surprises.
4. Consider setting up an account with PayPal and use that when possible to purchase online. PayPal is secure, widely accepted, and online vendors never have access to your credit card.
5. If you are using your phone to shop online when you are away from home, always use your phone network rather than free public WiFi. Public WiFi comes with many security risks.
And, as always if you have questions, feel free to email me.
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